Six lines of business, one standard of advice: research-led and goal-mapped.
One Motilal Oswal account. Seven ways to invest. One dedicated dealer who understands your portfolio—not a faceless call center.
NSE & BSE delivery and intraday with research-backed calls from Motilal Oswal's institutional desk. A dedicated dealer who knows your portfolio executes alongside you — not a faceless call centre. Fundamental and technical coverage across large, mid and small caps, delivered as clear, actionable ideas.
Research-backed stock portfolios managed by SEBI-registered analysts within a disciplined investing framework. Zero subscription fee, no exit load, no lock-in — a simple brokerage model with no hidden charges. You own the stocks directly in your demat, with 24×7 online tracking and the flexibility to invest or withdraw anytime. Small-ticket access to institutional-quality research.
Hedging and option strategies with risk explained before reward — always. Index and stock derivatives for income generation, portfolio protection and directional views. Position sizing and stop-loss discipline are built into every recommendation, backed by MO's derivatives research desk.
Gold, silver, crude and base metals on MCX, plus currency derivatives to hedge import–export exposure. Backed by specialised research: 4-to-9 pm trading calls, a Pick of the Day, Pathfinder techno-funda momentum guidance, and positional & spread ideas every week. Options-writing strategies available for HNI and ultra-HNI clients.
Margin Trading Facility — amplify high-conviction delivery positions with funded buying power. Hold leveraged positions beyond intraday at competitive funding rates. Best used selectively on research-backed ideas with risk sized to your capacity — and our dealers help you do exactly that.
Institutional-grade strategies run by some of the best trading experts — with the same discipline professional fund managers use. Hands-free automated execution removes emotional bias; automated drawdown controls protect capital first. Diversified across intraday, overnight and non-directional plays, with transparent real-time tracking. Start small and scale — built for both retail and HNI investors.
Own Apple, Microsoft, Google and other global leaders from India through one integrated account. Diversify beyond the rupee and participate in themes India doesn't yet list — AI, semiconductors, global consumer tech. Fractional investing lets you start small, with remittances handled end-to-end under LRS.
Apply to mainboard and SME IPOs seamlessly through UPI-linked ASBA. Funding support for larger HNI applications lets you scale up conviction bets. Your dealer keeps you covered with timely reminders, allotment tracking and listing-day guidance.
Derivatives and MTF involve leverage and carry a risk of loss exceeding the initial margin. Trade only with a clear understanding of the risks involved.
Goal-mapped selection across 40+ AMCs — built, automated and reviewed with you every six months.
The disciplined core of wealth creation — automated monthly investing across every AMC in India through one relationship. Curated aggressive and conservative portfolios, research-backed rather than sales-led. Track everything on app and web, with consolidated family-wise and asset-class-wise reports, reviewed with you every six months.
Deploy bonuses, sale proceeds or maturities intelligently — staggered where markets warrant caution. Scheme selection is research-backed across 40+ AMCs, mapped to your goals and tax situation. Every deployment is checked against your existing allocation, so you never double up on the same risk.
Park a lumpsum in a debt fund and transfer systematically into equity — entering the market on autopilot. It removes the timing dilemma while your money earns debt returns as it waits. Transfer amount and tempo are tuned to market levels and your risk appetite, and reviewed as conditions change.
Turn a corpus into a monthly income stream — the tax-smart pension you design yourself. Withdrawals are typically more tax-efficient than interest income, and the remaining balance keeps compounding. We size the drawdown so the corpus outlives it, and review the plan with you every six months.
Predictable income and capital preservation — the ballast that lets your equity take intelligent risk.
The full fixed-income spectrum through one desk: Government Securities, corporate bonds, tax-free bonds and structured debt. Seamless access to both primary and secondary markets, tailored to diverse risk profiles. A dedicated Fixed Income Desk delivers customized strategies for wealth preservation, liquidity optimization and yield enhancement — with institutional liquidity pools for competitive pricing and efficient execution.
G-Secs and SDLs — sovereign safety for the capital you simply cannot afford to risk, now accessible to retail investors. Lock in predictable yields for tenures from 91 days to 40 years, with assured cash flows and zero credit risk. Ideal for laddering long-horizon goals like retirement income.
Corporate FDs from top-rated issuers, typically yielding more than bank deposits. Laddered for liquidity, so money is never locked away when life needs it. Issuer selection is ratings-first — we only recommend paper we would hold ourselves.
Differentiated strategies for sophisticated investors — with eligibility, liquidity and risk explained in plain language first.
Portfolio Management Services from India's leading PMS houses — concentrated, research-driven portfolios held in your own name (₹50 lakh+). We help you compare mandates, managers and philosophies across providers, then map the right fit to your goals — not a single brand. Full transparency: you see every stock and every trade, with dedicated reporting and periodic reviews.
Alternatives for qualified investors with tie-ups across 40 AMCs for AIF/PMS — including exclusive boutique firms most investors never hear of. Every fund passes an investment-committee, research-based selection. You plug into an engine managing ₹1,85,000 crore across MF-PMS-AIF in MOFSL, with specialist research and ongoing portfolio review.
SEBI's newest vehicle bridging mutual funds and PMS — focused strategies with defined risk mandates. A lower entry ticket than PMS, with more strategy freedom than a mutual fund. We help you judge whether a SIF genuinely fits your allocation before you commit a rupee.
Market-linked debentures — payoffs linked to indices, with defined outcomes for specific market views. Structures can pair capital protection with equity-linked upside for conservative investors. Tenure, credit quality and every payoff scenario are explained in plain language before you invest.
Pre-IPO and unlisted opportunities in established private companies — for investors comfortable with longer horizons and limited liquidity. Access is curated: promoter quality, governance and realistic exit paths come before the story. Allocation is capped to what your portfolio can genuinely afford to lock away.
One uninsured event can undo a decade of compounding. We size cover to your actual liabilities — never oversell it.
Pure protection sized to your loans, goals and income replacement — the highest cover per rupee of premium. We compare leading insurers on claim-settlement record, not just price. And we review cover as life changes — marriage, children, a new home loan — so protection never falls behind.
Family floaters and super top-ups that keep a hospital bill from becoming a portfolio withdrawal. Room-rent limits, waiting periods and exclusions are decoded before you sign, not after. At claim time our team handles the paperwork, so nothing stands between you and treatment.
Comprehensive car and two-wheeler cover with claim support that actually picks up the phone. Zero-dep, engine-protect and roadside-assistance add-ons recommended only where they make sense for your vehicle. Renewal reminders ensure a lapsed policy never catches you off guard.
Home, fire, travel and business cover — protection for everything your wealth is built on. Shop, office and inventory policies for business owners; structure and contents cover for homes. One desk for proposals, renewals and claims across all general insurers.
Wealth is only truly secure when it transfers smoothly to the next generation. We help you put the right structure in place — with specialist partners for the legal work.
Draft a clear, legally sound will so your assets pass exactly as you intend — avoiding disputes, delays and ambiguity for your family. We coordinate with specialist legal partners for drafting, witnessing and safe custody. And we remind you to revisit it as life changes, so the document never goes stale.
Set up private trusts and estate structures for tax-efficient, controlled transfer of wealth across generations. Particularly useful for business families, minor beneficiaries and situations where control matters as much as transfer. Structured with established estate-planning experts, coordinated end-to-end by Finsense.
We work with established legal and estate-planning experts, so your succession plan is drafted and executed correctly — with Finsense coordinating the whole process for you.
Start your succession plan →That's exactly what the free discovery call is for. Thirty minutes, no jargon, no obligation — just an honest map of what your money should do next.